OCC Publishes September 2026 CRA Ratings for 13 Banks
The OCC released Community Reinvestment Act evaluations for 13 national banks and federal savings associations covering September 2026.
The Office of the Comptroller of the Currency on Monday released Community Reinvestment Act performance evaluations for 13 national banks and federal savings associations, covering the period from September 1 through September 30, 2026.
The CRA, enacted in 1977, requires federal regulators to assess how well banks serve the credit and deposit needs of the communities where they operate, particularly low- and moderate-income neighborhoods. Evaluations are made public on a rolling monthly basis by the OCC, one of the primary federal bank supervisors.
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Performance ratings issued under the CRA can range from Outstanding to Substantial Noncompliance and carry regulatory weight when institutions seek approvals for mergers, acquisitions, or branch expansions. A weak rating can complicate or delay such applications.
The September release is part of the OCC's routine disclosure cycle, which provides transparency into how the nation's federally chartered banks are meeting their community lending obligations. Stakeholders including community groups, investors, and policymakers routinely monitor these ratings as indicators of a bank's local economic commitment.
Continue reading at OCC News.
